Plan Documents

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Summary Plan Descriptions (SPDs) are the plan booklets that describe your benefits as of the date the SPD was produced.
Summary Material Modifications (SMMs) describe changes in benefits that came into effect after the date of the SPD.

Health & Welfare

Summary Plan Description (SPD) for the BAC Local 3 Health & Welfare Fund

Pension

BAC Local 3

Summary Plan Description (SPD) for the BAC Local 3 Defined Benefit Pension Fund 

Summary Plan Description (SPD) for the BAC Local 3 Defined Contribution Pension Fund 
   (coming soon)

Summary Material Modification (SMM) for the BAC Local 3 Defined Contribution Pension Fund 
   (coming soon)

BAC Local 7

Summary Plan Description (SPD) for the BAC Local 7 Defined Benefit Pension Fund 
   (coming soon)

Summary Material Modification (SMM) for the BAC Local 7 Defined Benefit Pension Fund 
   (coming soon)

Summary Plan Description (SPD) for the BAC Local 7 Defined Contribution Pension Fund 
   (coming soon)

Summary Material Modification (SMM) for the BAC Local 7 Defined Contribution Pension Fund 
   (coming soon)

BAC Local 16

Summary Plan Description (SPD) for the BAC Local 16 Defined Benefit and Defined Contribution Pension Funds